GIFT PLANNING

Easy options that benefit you and your loved ones

Leave a legacy that helps West Baltimore neighbors

Some of the most impactful ways to give are simple to set up

Add a bequest to your will or trust

Document your desire to leave a meaningful gift for Bon Secours Community Works

Adding a bequest to your will or revocable trust will detail your desire to make a gift to Bon Secours Baltimore Foundation after you pass away. It's easy to set up and doesn't affect your finances today.

You can specify how much you want to give or even leave a percentage of your estate. Plus, you have the flexibility to make changes to your bequest at any time.

Bequests often come with tax advantages that help your loved ones. A bequest can lower the value of your estate, reducing or eliminating the amount of estate taxes your heirs may have to pay after you pass away. Your loved ones can keep more of their inheritance and you can leave a lasting legacy for a cause you have passionately supported during your lifetime.

Designate the Foundation as beneficiary of your bank accounts

It's as simple as filling out a form

Completing a payable-on-death (POD) beneficiary form at your financial institution is a simple way to designate Bon Secours Baltimore Foundation as the beneficiary of your bank account. You can name the Foundation as the POD beneficiary of your checking, savings, money market and certificate of deposit accounts.

You still have full control over the account while you're alive. You can use the money, change beneficiaries, or close the account whenever you want. There are typically no fees or taxes when you make a POD designation, so the Foundation will receive the remaining balance in your account when you pass away.

Let us know if you make the Foundation your POD beneficiary. We want to honor you as one of our very special planned giving donors! Your generosity will help people in need in West Baltimore for many years to come.

Charitable Gift Annuity rates remain at 10-year high

Lock in a stream of income for life and benefit the Foundation after your lifetime

With a CGA, you give a lump sum of money to Bon Secours Baltimore Foundation, and in return, the Foundation agrees to pay you regular, fixed payments at an attractive rate for the rest of your life. What remains of your CGA after your lifetime will directly support the Bon Secours Community Works services you care about the most.

The best part? You can get immediate tax benefits for your donation, reducing your overall tax burden. And if you donate appreciated assets, you may also save on capital gains taxes. Plus, you'll feel good knowing that your gift will make a lasting impact, even after you're gone. It's a win-win!

Request a free customized CGA illustration to see the payments and tax benefits you could receive.

Single Life Suggested Maximum Gift Annuity Rates

  • Age 60: 5.2% rate
  • Age 65: 5.7% rate
  • Age 70: 6.3% rate
  • Age 75: 7.0% rate
  • Age 80: 8.1% rate
  • Age 85: 9.1% rate
  • Age 90+: 10.1% rate

Request a free customized CGA illustration to see the payments and tax benefits you could receive.

Donate appreciated assets

Reap the tax benefits when you support Community Works

Do you have investments that have appreciated significantly over the past few years? Donating those appreciated assets to Bon Secours Baltimore Foundation is a smart, tax-efficient way to support Community Works. In addition to a charitable deduction, you may also avoid income and capital gains taxes.

  • Donate appreciated stocks, bonds, mutual funds owned more than one year
  • Get an immediate charitable income tax deduction
  • Possibly avoid capital gains taxes

Donor Spotlight

donor | Bon Secours Baltimore Foundation

Phil Gregory’s Story

Phil wants to be known for more than just success in business. He wants his legacy to be one of giving back and helping others. By adding a bequest for the Foundation in his trust, he ensures a portion of his estate will improve the quality of life for other families, even after his lifetime.

Our gift planning expert is happy to help!

Brad Blandin
Vice President of Charitable Estate & Gift Planning

[email protected]
📞 (419) 251-1803